Last updated: November 2026.
1. Website owner
This website, “Todo Son Finanzas” (todosonfinanzas.com), is a personal blog of an informative nature, owned by José María López Jiménez. It is not run for profit and no goods or services are offered through it in exchange for payment. You can contact the owner through the contact form.
2. Purpose and nature of the content
The content is published for information and general interest only. It does not constitute legal, financial, tax or investment advice, nor does it create any professional relationship with readers. Although every effort is made to keep the information rigorous and up to date, law and case law change frequently and errors or omissions may occur; please consult a qualified professional before making any decision.
The views expressed are the author’s own and are given in a personal capacity. They do not represent the position of any institution, entity or company with which the author is or has been professionally or academically associated.
3. Intellectual property
Unless otherwise stated, the texts published are the author’s own work. They may be quoted provided the author is credited and a link to the original source is given. Any other reproduction, distribution or adaptation, in whole or in part, requires the owner’s prior authorisation.
Images, trademarks, quotations and other third-party materials belong to their respective owners and are included with an indication of their source where known. If you hold rights in any material and would like it corrected or removed, please write via the contact form and your request will be dealt with promptly.
4. Links to third parties
The site may contain links to third-party websites. The owner does not control those sites and is not responsible for their content, availability or policies.
5. Comments and user participation
Comments are the sole responsibility of their authors. The owner reserves the right to moderate and delete comments that are offensive, unlawful, promotional or off-topic.
6. Liability
The owner does not guarantee the uninterrupted availability of the site or the absence of technical errors, and, to the extent permitted by law, is not liable for any damage arising from the use of the information published or from service interruptions.
7. Data protection and cookies
The processing of personal data is described in the Privacy policy.
8. Applicable law
This notice is governed by Spanish law, in particular Law 34/2002 on information society services and electronic commerce. Any dispute shall be heard by the courts that have jurisdiction under the applicable rules.